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Debt Calculator

Work out your monthly budget online

This form helps you work out what your new monthly debt repayment could be. Fill in your income, expenditure and creditors, with as much accuracy as possible and you will be able to compare what you are currently paying your creditors and what you could be paying your creditors.

If you would like to discuss your results further, or see what debt solutions are available to you, simply fill in your details and submit the form. One of our expert debt advisors will review your details an contact you to discuss your best options. Even if you just want some debt advice, we can give you the best advice by looking at you results on the form.
*nb All information submitted is strictly confidential. We will not pass your details on to any third party and we will not use your information for any marketing purpose. Our debt advice is free, in your best interests for your individual circumstances and you are under no obligations.

Monthly Income

Your monthly wages after tax
Partner's monthly wages after tax

Only fill these out if they are applicable
Income Support
Disability Living Allowance
Working Tax Credit
Pension
Child Benefit
Child Tax Credit
Child Maintenance
Other (specify)


Total Income

Monthly Expenditure

Household

Mortgage/Rent.
Secured Loan
Contents Insurance
Building Insurance
Life Policy
Council Tax
Water Rates
Electricity
Gas
Misc / Contingency

Other

Groceries.
Home Phone
Mobile Phone
Sky/Digital TV
Internet
Clothing
Pets
TV Licence
CSA or Child maintenance
Public Transport
Childcare
Medical
Optical and Dental
Private Pension
Other

Motor Expenses

Fuel
Servicing
Insurance
Road Tax
Hire Purchase

Total Monthly Expenditure

Your Creditors.............

How many creditor accounts do you have?
(Creditor=Companies or people you owe money to)


Total Debts (£)		Total Monthly Payment (£)

The Results.........

Your Monthly Disposable Income (£) : This could be your new monthly debt repayment*	0.00
Your Current Monthly Debt Repayment (£):	0.00
Total Debts (£)	0.00

What should you do next?.............

You can call us to discuss your situation, or submit the form with your details and one of our debt advisors will review your situation and get in touch with the best debt advice for you. Dont panic if your "Disposable Income" is less than your monthly "Debt Repayments"; we may be able to find a way to free up some income here and there. We deal with hundreds of people in similar situations to you every day.

Submit your details and one of our debt advisors will be in touch.
Fill out the form below and press submit.

Name(s)
Address
Telephone
Mobile
Email
Best Time to call

* Your monthly payment is based on your personal circumstances and the information you provide to us. It does depend on what you can afford and whether or not your creditors would accept this payment. It can change if your circumstances change and if the information you provide to us is incorrect.