A County Court Summons is a document you receive from the court (usually printed on blue paper), as a debtor when a creditor has started legal proceedings against you.
If you have received a County Court Summons the most important thing to do is respond straight away. You shouldn't delay as you only have a short period of time to respond.
In the pack with the County Court Summons you should receive:
You will need to have these forms returned within 14 days so you can avoid any further court action.
You must fill the Admission Form in with care as it is used to determine your payment level to the creditor. Follow these steps to filling in the form.
The amount owed to the claimant creditor * Your monthly surplus income after your living expenses are taken out, but before your creditor payments.
Divide this amount by your total debts and you should get a realistic affordable offer. This is known as a Pro-Rata Offer and shows that the monthly surplus has been fairly and justly proportioned between all creditors. Therefore, you will need to negotiate a similar pro-rata offer to remaining creditors - even if they have not commenced legal action.