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Types of Debt

There are 2 types of debt: Secured & Unsecured

Non Priority Debts and Unsecured Debts

Unsecured debt is a type of debt that is not secured to any asset. This would normally include debts such as credit cards, unsecured loans, overdrafts, store cards etc... Read more about Unsecured Debt.

Priority Debts and Secured Debt

A Secured Debt, also referred to as a "Secured Loan" is where you, the borrower takes out a loan, whilst securing it against some sort of asset, be it your car or property. This makes the debt become a secured debt to the creditor (the provider of the loan). Read more about Secured Debts.

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